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  • Writer's pictureFarid Shojaie

Türkiye’s Fintech Industry: A Booming Opportunity for Startups and Investors




In recent years, the Fintech industry has been rapidly growing globally, and Türkiye is not an exception. Türkiye is one of the most promising emerging markets in the world, with a high potential for Fintech startups and investors. In this blog post, we will explore the benefits of establishing Fintech companies and startups in Türkiye, along with some report data.


Türkiye’s Robust Banking System


Türkiye’s banking system is known for its stability and strong regulations. The Central Bank of Türkiye (CBT) is actively promoting digital banking, electronic payments, and mobile banking to encourage innovation in the financial industry. According to a report by Deloitte, Türkiye’s financial sector is expected to grow by 5.5% per annum, driven by digital banking and payment solutions.


Increasing Fintech Investments in Türkiye


Türkiye’s Fintech industry has been growing rapidly, with a 25% increase in Fintech investments between 2019–2020, according to the Turkish Venture Capital Association (TÜSIAD). Moreover, Türkiye’s Fintech startups raised over $600 million in funding in 2020, with a majority of the investments coming from domestic investors.


Government Support for Fintech Startups


The Turkish government has been supporting Fintech startups through various initiatives and programs. The government’s incentive schemes provide support for Fintech startups by providing tax exemptions, reduced interest rates, and subsidies for research and development activities. The Turkish government also offers a startup visa program that allows international entrepreneurs to establish their startups in Türkiye.


Rapidly Growing Digital Population


Türkiye has a rapidly growing digital population, with over 65 million internet users and 70% smartphone penetration. According to a report by the World Bank, Türkiye is ranked 33rd out of 190 countries in ease of doing business, with a well-developed digital infrastructure. The country’s high mobile and internet penetration rates create a favorable environment for Fintech startups to thrive.


Opportunities for Financial Inclusion


Türkiye’s Fintech industry presents an opportunity for financial inclusion, particularly for the unbanked population. According to a report by Accenture, Türkiye’s Fintech sector can potentially reach 27 million unbanked individuals, providing them with access to financial services and products.


Conclusion


In conclusion, Türkiye’s Fintech industry presents a significant opportunity for startups and investors alike. The country’s strong regulations, government support, growing digital population, and opportunities for financial inclusion create an ideal environment for Fintech startups to flourish. With increasing Fintech investments and a growing ecosystem, Türkiye’s Fintech industry is poised for significant growth in the coming years.

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